Email Disclaimer

The law requires Financial Advisers to obtain information from clients before making a recommendation. This email can only make general recommendations and cannot take into account each person’s individual circumstances. Reliance is not to be placed upon recommendations in this email without reference to your Adviser. Any representations or statement or otherwise implied in this email made by or for Findex, and/or its associated companies/brands whether by way of opinion or advice or otherwise is made in good faith, but on the basis that the company shall not be liable to any person in respect of any such representations or statements whether by reason of negligence, lack of care, or in any other manner except in any case where liability cannot be excluded pursuant to any law.

The contents of this email may contain general advice only or specific advice structured to the named individual, that may not take into account the investment objectives, financial situation and particular needs (“financial circumstances”) of any particular person. Accordingly, before acting on any advice contained in this email, you should assess whether the advice is appropriate in light of your own financial circumstances or contact your Findex adviser for further information. Should you consider the acquisition of financial product as a result of the material contained within this email you should obtain a copy of and consider the product disclosure statement before making any decision.

This e-mail and any files transmitted are privileged and confidential information intended only for the use of the addressee. Neither the confidentiality of nor any privilege in the email is waived, lost or destroyed by the reason that it has been transmitted other than to the addressee. If you are not the intended recipient of this email you are hereby notified that you must not disseminate, copy or take any action in reliance. If you no longer wish to receive emails from the sender or from Findex please contact the sender and advise.