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Personal Risk Insurance

Protection for the unexpected

Maintaining you and your family’s financial well-being in the case of illness or disablement is an important consideration for us all. We can provide you with advice on a range of risk insurance offerings, so that you can protect yourself and the people who depend on you.

Tailored and specialised service

We recognise that the ability to earn an income is vital. As such, our risk insurance solutions aim to protect both the income and assets of clients in the event of total and permanent disability, loss of income due to sickness or accident, a major illness or worse.

Our risk advisers are specialists, and our objective is to recommend those products that best suit the risk insurance needs of our clients. We can provide written advice which tailors a client’s insurance portfolio to their current personal circumstances, financial position and lifestyle goals.


Make sure you insure your most important asset - your ability to
maintain an income for you and your family.

Personal Insurance Portfolio offerings

The five specific types of personal risk insurance policies we advise on are:

  • Life Insurance
  • Total & Permanent Disability Insurance (TPD)
  • Trauma Insurance
  • Income Protection Insurance
  • Business Expenses Insurance

We work with our clients to establish and maintain a comprehensive insurance protection strategy.

Our professional promise

As personal insurance specialists, we are committed to protecting our clients by providing written advice on the appropriate levels of cover and policies suitable for their circumstances. Equally, in the event of a claim, we will assist our clients or their estate in all aspects of handling the claim.